Новости

Information on the activities of the banking system of the Republic of Abkhazia for 2022

07-02-2023 15:23
1. Financial result of the banking system for 2022

The consolidated financial result (accounting profit) of credit institutions for 2022 amounted to 77.9 million rubles and increased by 2.3 times compared to 2021 (by 43.3 million rubles).

 Financial result of credit institutions (profit/loss) for 2021-2022 (in million rubles) 

Credit organizations

Financial result for 2021

Financial result for 2022

Sberbank of Abkhazia

2,4

16,6

CB "Garant-Bank"

52,2

30,6

CB "Universal Bank"

12,8

29,8

CB "Amra-bank"

15,6

33,2

CB "KIBIT-Bank"

12,2

1,0

CB "Sukhum-Bank"

-41,4

-0,04

Bank CMR Abkhazia

4,0

41,9

CB "Chernomorsky Development Bank"

-8,1

-40,6

CJSC "Aurora Bank"

-2,9

-22,4

CB "Gagra-Bank"

-11,8

-11,7

RNKO "Ochamchira"

-0,5

-0,5

Total

34,6

77,9

 

2. Lending figures for 2022

In 2022, an active process of lending to economic entities and the population of the country was observed - 13,965 loans were issued for a total amount of 4.1 billion rubles, including 13,474 loans for individuals - 1.8 billion rubles, legal entities - 262 loans in the amount of 1.9 billion rubles, to individual entrepreneurs - 205 loans in the amount of 0.4 billion rubles. The weighted average interest rate on loans for 2022 was 22.9% per annum, while in 2021 the indicated figure was 23.6%.

Information on issued loans for 2022

Заемщики

 

Выдано

 

 

Сумма (млн руб.)

Количество (шт.)

Средневзвешенная % ставка

Физические лица

1 761,1

13 474

27,4

Индивидуальные предприниматели

363,0

205

21,4

Юридические лица

1 973,0

286

19,2

ВСЕГО

4 097,2

13 965

22,9


In 2022, the total loan portfolio of credit institutions increased by RUB 1.1 billion. and as of January 1, 2023 amounted to 5.7 billion rubles.

The largest share in the total loan portfolio of credit institutions of the republic accounted for loans granted to legal entities - 41.3%. Their value as of the reporting date amounted to 2.4 billion rubles.

The amount of loans owed to individuals as of January 1, 2023 amounted to 2.1 billion rubles, which is 22.7% more than the same indicator at the beginning of 2022.

3. Deposits of individuals (deposits of the population)

Due to the attractive deposit policy of banks for the population in 2022, credit institutions attracted 1,076 term deposits for a total of 2 billion rubles, which indicates an increase in public confidence in the banking system of the Republic of Abkhazia. The weighted average interest rate on retail deposits in 2022 was 11.4%.

As of January 1, 2023, the total deposit portfolio of credit institutions amounted to 2.6 billion rubles, which is 252.4 million rubles. or 11% more than at the beginning of 2022.

Household deposits by credit institutions as of January 1, 2023

The Bank

Sum

Sberbank of Abkhazia

1 593,0

CB "Garant-Bank"

427,3

CB "Universal Bank"

234,2

CB "Sukhum-Bank"

86,9

Other Banks

215,8

Total

2 557,2