In every case we refuse all guarantees and obligations for all given procedures, data, texts or recommendations, application of any of the given procedures, data, software or documentation which have been specified or mentioned through mediators. This is valid irrespective of your requirements or claims, any requirements of the Bank of Abkhazia, third parties or organizations, or any of our obligations. This means that we are released from any obligations and we do not bear any responsibility for your data or their safety and reliability, as all resulted procedures, data and recommendations are given to you on ‘as is’ conditions and at your full discretion, without any conditions of our further support, obligations on further change, modernization, partial change, or any of our additional comments. You are under no obligation to apply an offered code or procedures, or to follow our recommendations. All data, procedures and documentation given by us can be freely changed, transferred by you to any third parties without restrictions and without mention of source. In every case, mentions or references in given texts are not applicable, and refusal does not release you from your obligations to the Bank of Abkhazia.